Wednesday, February 25, 2026

Lee Kuan Yew: In His Own Words | The ideas, values and career of Singapore's first Prime Minister

Lee Kuan Yew belongs to my eminent dead — a strict father of a nation whose iron will reminds me that leadership requires courage to be disliked

https://youtu.be/whRN-CJZDr0

Lee Kuan Yew: In His Own Words | The ideas, values and career of Singapore's first Prime Minister

“Lee Kuan Yew was like a strict father — you may have hated him for his fierceness, but sooner or later, you become grateful for everything he did.”

“Whoever governs Singapore must have that iron in him — or give it up. This is not a game of cards. This is your life and mine. I spent a lifetime building this. And as long as I am in charge, nobody is going to knock it down.” — Lee Kuan Yew

Tuesday, February 24, 2026

Transcript

 https://jamesclear.com/great-speeches

https://educ8s.tv/charlie-munger-2008-dubridge-lecture-transcript-free/

Monish Pabrai highlights the ages 11-19 as a crucial period for developing mastery
"2007 USC Law School Commencement Address" by Charlie Munger
Charlie Munger’s core mental models
6 tips for better sleep | Sleeping with Science, a TED series
How I FIXED My Terrible Sleep - 10 Habits
Build a Habit - How to learn and master a new skill - Lex Fridman

Taleb Maxim's

Mohnish Pabrai’s Talk with the My First Million podcast on March 27, 2025

Shaan Puri sits down with Mohnish Pabrai for a rare interview about value investing.


Charlie Munger : On Wealth, Houses, and Staying Sane

https://www.youtube.com/shorts/z2B_KT4gpVw?feature=share 

You’re not somebody who spends a lot of money on yourself. We’re sitting here in a beautiful house, but this is a house that you’ve lived in for about 60 or 70 years. I know you could have lived in something far more extravagant. Warren did the same thing. We’re similar in that way. We’ve both watched friends who got rich build these really fancy houses, and in practically every case, they made the person less happy, not happier. How so?

Having a basic house really helps you. Having a really fancy house that’s designed to entertain 100 people at once is a very expensive thing to do, and it doesn’t do you that much good.

One of the things you’ve said over the years is that it’s not staying rich that’s difficult, it’s staying sane. Yes, of course.


Thursday, February 5, 2026

šŸ“œ PaƱca-sÄ«la (The Five Precepts) — in Pāli

  1. Pāṇātipātā veramaṇī sikkhāpadaṃ samādiyāmi
    I  refrain from killing or harming living beings.

  2. Adinnādānā veramaṇī sikkhāpadaṃ samādiyāmi
    I  refrain from taking what is not given.

  3. Kāmesu micchācārā veramaṇī sikkhāpadaṃ samādiyāmi
    I  refrain from sexual misconduct.

  4. Musāvādā veramaṇī sikkhāpadaṃ samādiyāmi
    I refrain from false speech.

  5. Surā-meraya-majja-pamādaį¹­į¹­hānā veramaṇī sikkhāpadaṃ samādiyāmi
    I  refrain from intoxicants that lead to carelessness.

šŸ—£️ The Four Types of False / Wrong Speech

  1. Musāvāda — False speech (Lying)

    • Speaking what is not true, deliberately deceiving others.

    • Example: Giving false information for personal gain.

  2. Pisunāvācā — Divisive speech

    • Speech that creates conflict, breaks harmony, or turns people against each other.

    • Example: Telling one person what another said to create quarrels.

  3. Pharusāvācā — Harsh or abusive speech

    • Words that are cruel, insulting, angry, or hurtful, even if factually true.

    • Example: Shouting, humiliating, or verbally attacking someone.

  4. Samphappalāpa — Idle or meaningless talk

    • Useless, frivolous, gossiping, or distracting talk with no wholesome purpose.

    • Example: Constant gossip, sensational talk, time-wasting chatter.

False Speech (musāvāda) is not only about lying to others but also about lying to oneself. When a person repeatedly thinks, “I will meditate for one hour” or “I will solve ten MCQs” and then does not do it, this becomes inner musāvāda. Such self-deception weakens sacca (truthfulness) and reduces viriya (right effort). Over time, the mind (citta) learns that intentions are meaningless, which leads to loss of citta-bala (mental strength) and poor sati (mindfulness).

In the Vipassana path, sÄ«la (moral discipline) comes before samādhi (concentration) and paƱƱā (wisdom). When inner truth is broken, the mind becomes restless and does not obey decisions, making meditation ineffective. 


When intention and action match, sacca is strengthened, viriya grows, and the mind regains stability and clarity, allowing real progress in Vipassana practice. 

Videos

Mohnish Pabrai - Columbia Compounding Presentation

Mohnish Pabrai's speech at the Dakshana Foundation 2023 Felicitation Ceremony

Naval Ravikant : An Archive

I always wanted someone to explain everything step by step, showing exactly how to do this or that.

Naval and UPSC rarely do that. Instead, they offer frameworks and mental models — without hand-holding.

Yet for a long time, I struggled to make sense of Naval’s ideas in my own life. I knew his thoughts were valuable — but I also wanted to internalize them, elaborate them, and embed them in my day-to-day journey.

That desire is what brought me here.

This series of blogs — the words you’re reading now — is an attempt to take Naval’s frameworks off the page, and translate them into real, lived experience.

I want to bridge the gap between understanding his ideas intellectually and applying them practically.

The  Almanack of Naval: https://www.navalmanack.com/

I would encourage my younger self to read the book instead of going all around the internet.

It's e-book is free, but I encourage you to buy a hard copy.

Naval in his ownwords: https://nav.al/archive

Naval is one of the smartest people I’ve ever met, and he’s also one of the most courageous. Not in the “run into the fire without thinking twice” sense, but in the think twice and then tell everyone they’re focusing on the wrong fire” sense.

At times, keep it subtle, remember TRUMP from Vipassana

I’ve never had to guess how he’s feeling about me, someone else, or a situation. This is a huge relief in a world of double-talk and ambiguity.

How beautiful If we all are this way ?

Naval is a world-class operator instead of an armchair philosopher.

Inspiration > Influence

My mother uniquely provided, against the background of hardship, unconditional and unfailing love. If you have nothing in your life, but you have at least one person that loves you unconditionally, it’ll do wonders for your self-esteem. [8] In my case it was my grandmother and I indebted to her a lot. A common trait found in all the successful people and strong reason why we have to read books > I spent a lot of time reading. My only real friends were books. Books make for great friends, because the best thinkers of the last few thousand years tell you their nuggets of wisdom. [8] Reason why Indians wants to get into IIT's and clear UPSC : I passed the test to get into Stuyvesant High School. That saved my life, because once I had the Stuyvesant brand, I got into an Ivy League college, which led me into tech. Stuyvesant is one of those intelligence lottery situations where you can break in with instant validation. You go from being blue collar to white collar in one move.






Wednesday, February 4, 2026

Personal Finance : Simplified

šŸ›”️ Risk Protection

  • Term Insurance: Provides financial security to dependents in case of untimely death.
  • Health Insurance: Shields against medical emergencies and prevents wealth erosion.

šŸ“ˆ Wealth Creation

  • SIP in Index Fund (Zerodha Nifty 250)
    • Regular, disciplined investing in a broad-market index fund.
    • Benefits from long-term compounding and diversification.
  • Debt Fund Top-ups
    • Add when cash flows allow.
    • Acts as a stabilizer in the portfolio.
  • Crash Strategy
    • Transfer from Debt Funds into Index Fund during market crashes.
    • Helps average down cost and capture recovery upside.

šŸ’¼ Business Angle

  • LAS (Loan Against Securities) via MF Pledge
    • Businesses can leverage mutual fund holdings for liquidity.
    • Avoids selling investments while still accessing capital.

🧩 Retirement Planning

  • NPS (National Pension System)
    • Suitable for disciplined savers (“breakers” who need structure).
    • Tax benefits + long-term retirement corpus.

Putting It All Together

Think of it as a layered pyramid:

  1. Base Layer (Protection) → Term + Health Insurance
  2. Middle Layer (Growth) → SIP in Index Fund + Debt Fund top-ups
  3. Opportunity Layer (Crash Strategy) → Deploy debt into equity during downturns
  4. Business Liquidity → LAS MF pledge
  5. Retirement Security → NPS

Analogy : People - Leaf

Appreciate Roots and Be one …



Values That Build Generations

Charlie Munger  in   one of his talks he observed that in American universities and professional fields you increasingly see “ a sea of Asia...